What A Budget Is Not

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    Chaz

    A budget is not just about looking back at what you already spent.
    A budget is not about just adding a percentage to what you already spend to come up with an estimate of future spending.
    A budget is not just about setting limits.
    A budget is not a popularity vote.
    A budget is not wishful thinking. A budget, most definitely, is not about running things on a shoestring covered in duct tape.

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